
McDaniel Insurance is an independent insurance agency founded on April 1st 1964 by James F. McDaniel, who started his own Insurance Agency after having been in the Insurance Business for 9 years.
Jim’s goal was to provide Personal Insurance with the highest level of professionalism that he possibly could.
Married with four children and one on the way would seem like the least likely time to leave the comfort and security of his previous employment but knew that on his own, he could do better.
I was four when Dad made this leap of faith and my brother John was born that September. To say we were born into this business is an understatement. For the first many years, Dad worked from home and the ups and downs, good and bad that this industry offered was the source of most dinner time conversations.
Jim Sr. retired in 2004 after 50 years in this Insurance Business.
John and I have been in this business for more than 35 years and not much, if anything, has changed when it comes to our founding principles.
The Insurance Industry is a complex and difficult business to understand. So often these days people are only concerned with the Premium, “how much”, when in fact the Auto / Car Insurance, Home Insurance, Business / Commercial Insurance, and Life Insurance coverage that you purchase is much more important. We have strived to help our customers navigate that balance.
We look forward to the opportunity to help you as well.
*We are licensed in many states, including Maryland, Washington D.C., Virginia, Pennsylvania, North Carolina, Tennessee, West Virginia, and New York.
Posted: November 16, 2025
Home insurance offers peace of mind in case of unexpected damage or loss, but that protection only applies if your claim is approved. Many homeowners are surprised to learn their claims are denied for reasons that are often preventable. Knowing how to avoid the pitfalls can help ensure your homeowners' policy works for you when you need it most. Common Reasons for Claim Denials After...
Posted: November 4, 2025
For most retailers, the holiday season is the busiest and most profitable time of year. With higher customer traffic and increased online sales come greater risks. Both brick-and-mortar stores and e-commerce businesses face unique challenges over the holidays. Help protect your profits, customers, and reputation by taking steps to identify and manage these risks. Theft and Shoplifting Crowded stores, rushed shoppers, and distracted employees create...