
McDaniel Insurance is an independent insurance agency founded on April 1st 1964 by James F. McDaniel, who started his own Insurance Agency after having been in the Insurance Business for 9 years.
Jim’s goal was to provide Personal Insurance with the highest level of professionalism that he possibly could.
Married with four children and one on the way would seem like the least likely time to leave the comfort and security of his previous employment but knew that on his own, he could do better.
I was four when Dad made this leap of faith and my brother John was born that September. To say we were born into this business is an understatement. For the first many years, Dad worked from home and the ups and downs, good and bad that this industry offered was the source of most dinner time conversations.
Jim Sr. retired in 2004 after 50 years in this Insurance Business.
John and I have been in this business for more than 35 years and not much, if anything, has changed when it comes to our founding principles.
The Insurance Industry is a complex and difficult business to understand. So often these days people are only concerned with the Premium, “how much”, when in fact the Auto / Car Insurance, Home Insurance, Business / Commercial Insurance, and Life Insurance coverage that you purchase is much more important. We have strived to help our customers navigate that balance.
We look forward to the opportunity to help you as well.
*We are licensed in many states, including Maryland, Washington D.C., Virginia, Pennsylvania, North Carolina, Tennessee, West Virginia, and New York.
Posted: April 19, 2026
Many people view spring as a natural reset point for various industries as the weather warms and customer demand begins to increase. For business owners, this seasonal shift offers an ideal opportunity to align their insurance coverage with their current operational reality and future goals. Many companies undergo considerable changes during the winter months that are not always reflected in their existing policies or coverage...
Posted: April 16, 2026
The arrival of spring brings a welcome change in weather, but it also ushers in a unique variety of challenges for homeowners and drivers alike. This season is often characterized by erratic storms, high winds, and heavy rain that can test the durability of your property. Many people also begin planning home improvement projects or spring break travel during this time of year. Taking a...