McDaniel Insurance is an independent insurance agency founded on April 1st 1964 by James F. McDaniel, who started his own Insurance Agency after having been in the Insurance Business for 9 years.
Jim’s goal was to provide Personal Insurance with the highest level of professionalism that he possibly could.
Married with four children and one on the way would seem like the least likely time to leave the comfort and security of his previous employment but knew that on his own, he could do better.
I was four when Dad made this leap of faith and my brother John was born that September. To say we were born into this business is an understatement. For the first many years, Dad worked from home and the ups and downs, good and bad that this industry offered was the source of most dinner time conversations.
Jim Sr. retired in 2004 after 50 years in this Insurance Business.
John and I have been in this business for more than 35 years and not much, if anything, has changed when it comes to our founding principles.
The Insurance Industry is a complex and difficult business to understand. So often these days people are only concerned with the Premium, “how much”, when in fact the Auto / Car Insurance, Home Insurance, Business / Commercial Insurance, and Life Insurance coverage that you purchase is much more important. We have strived to help our customers navigate that balance.
We look forward to the opportunity to help you as well.
*We are licensed in many states, including Maryland, Washington D.C., Virginia, Pennsylvania, North Carolina, Tennessee, West Virginia, and New York.
Posted: March 16, 2023
Car insurance policies vary in what they cover. The state mandates certain types of coverage that you must have to legally get behind the wheel. However, the mandated minimum coverage may be far too low in some situations, such as being in a hit-and-run, in an accident with an uninsured driver, or if your car is damaged by a falling tree or fire. As a...
Posted: March 15, 2023
There’s a sense of deep pride that comes with being a homeowner. But with that satisfaction comes its share of weekend home improvement projects and upkeep, too.Winter is usually rough on your home. Once snow, ice, wind and freezing temperatures calm down, spring is a good time to check how your home withstood the season. When spring arrives, here’s a list of projects to help...